We are a Licensed Insolvency Trustee that services the needs of individuals and small businesses struggling with debt in the Guildford, Surrey and North Delta areas.
We offer a free, no-obligation initial assessment of your financial situation by a Licensed Insolvency Trustee with over 20 years of experience. By taking the time to ask questions about your situation, we can better understand your financial concerns and needs. Bankruptcy is an option, but you may also be able to restructure your debt through a consumer proposal. We will discuss the pros and cons of filing a proposal compared to going bankrupt and guide you in choosing the option that best suits your needs.
Even if you are (or were) self-employed and you owe the Canada Revenue Agency for income tax or GST, you still have options for resolving your debt problem.
If you choose a consumer proposal, we will not only consider your cash flow constraints but tailor the terms of the proposal to your situation. We’ll build in clauses to increase the likelihood of you successfully completing the proposal. We’ll help you negotiate a proposal that is acceptable and that you can achieve.
If a bankruptcy better suits your needs, we will thoroughly review the bankruptcy process, your responsibilities, and what you should expect. A creditor opposition is always a possibility, but based on our 20 plus years of experience, we can advise you on how to decrease this potential. Also, if issues arise, such as a creditor opposition, we’ll help you resolve them rather than simply refer you to a lawyer.
To help organize your financial information and prepare for your free confidential meeting, please complete our personal financial questionnaire and bring it to the meeting.
Please call 604-591-7634 to schedule a convenient appointment time.